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Archive for November, 2009

RBS & Lloyds

Tuesday, November 3rd, 2009

These banks will be forced to sell of branches and entire brands – all RBS not in Scotland and Cheltenham & Gloucester, for example.

Will this effect mortgage customers? Eventually, it may well do so, but these plans are 4-5 years in the future. At that point they may well be a fairly easy and cheap entry point to the market for new entrants – perhaps Tesco, Virgin or foreign banks.

Extra competition should in theory lead to better deals for everybody, but only time will tell.

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